Help To Buy

With the Help to Buy equity loan, you could buy a beautiful David Wilson home with just a 5% deposit. Here, we explain how the scheme works, use our Help to Buy calculator to see just how far a 5% deposit could stretch.

The right time to buy new

What is Help to Buy?

Help to Buy provides an equity loan from the Government that could enable you to buy a brand-new David Wilson home.

  • You only need a 5% deposit. 
  • It’s an interest-free equity loan for up to 20% of the value of your property.
  • You may only need to secure a 75% mortgage


Does my new home qualify?

The scheme is available exclusively on new-build homes worth up to:

  • £600,000 in England
  • £300,000 in Wales
  • £200,000 in Scotland

The scheme works slightly differently throughout the UK. View our location-specific pages to find out how Help to Buy works where you are. This page provides information about Help to Buy in England.  

Help to Buy Wales        Help to Buy Scotland

How does it work?

How does it work?

Help to Buy Calculator


Estimate your monthly mortgage repayments in 4 simple steps and find available properties.

Select your Help to Buy UK region

England Scotland Wales London

Move the selector until the correct value is displayed

Price Control
Step 1 of 4
Deposit Control
Step 2 of 4
Interest Control
Step 3 of 4
Duration Control
Step 4 of 4

Results With Help to Buy

5% Deposit:

5% Help to Buy Equity Loan: £ ????????

5% Mortgage Value: £ ????????

Interest Rate:

Mortgage Term:

Property Value:

Monthly Repayment £ ?????? p/m


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This calculator is provided for guidance only; David Wilson Homes does not offer mortgage advice. Subject to full affordability checks, you may qualify for a higher equity loan amount from the government. You should take advice from a suitably qualified adviser before agreeing to a mortgage.

Who is eligible?

Who is eligible?

Help to Buy is available to both first time buyers AND existing homeowners.

However, there are a few important conditions:


Call us on 0330 057 2222 and we can introduce you to a New Homes Mortgage Adviser, who will tell you if you qualify for the scheme.

Want to know more?

Take a look at our Help to Buy FAQs

Click here for the full Terms and Conditions.